Earthquake Insurance

Earthquake insurance to suit your lifestyle.

Even with your homeowner’s insurance, you’re still at risk in the event of an earthquake. A specialty earthquake insurance policy can help bridge the gap in coverage, keeping your home and possessions protected.

 

Most homeowners policies don’t cover earthquakes.

You might think an earthquake event would be covered by your homeowners insurance, but that’s not usually the case. The vast majority of policies specifically exclude it, mainly because it’s a low-risk event, which means any payout is likely to be extremely high.

Covers damage or destruction caused by an earthquake.

The good news is that you can buy specific earthquake insurance to cover damage and destruction to both your home and your building. Generally, the deductible is far higher than with ordinary household insurance. Although policies cover damage to homes, the main aim of earthquake insurance is to cover the risk of total destruction.

Factors to consider when getting earthquake coverage.

Depending on your location, you may need to shop around for an earthquake policy. For example, in California, your homeowners insurance provider is required to also offer earthquake insurance, although they won’t necessarily offer the best deal. One thing to watch for is insurers that stop taking on new policies in an area several weeks after a major earthquake because of the increased risk of aftershocks.

How is the cost of earthquake coverage determined?

The costs of earthquake coverage depend on your specific location, the value of your property and the materials it is built from.

For more details about your earthquake policy options, contact us today.

CUSTOMERS ARE SAYING...

Excellent
5.0
ann hays
ann hays
Terry and Debbie Carroll are the best. I look for the best rates and we've never had trouble with claims.
Response from the owner: Thank you for your kind words, Ann! We're thrilled to hear that you've had a positive experience with Terry and Debbie Carroll. Providing the best rates, hassle-free claims, and excellent service is our top priority. We appreciate your feedback and look forward to serving you again.
Buddy Crenshaw
Buddy Crenshaw
Glad to speak with someone who could answer my questions about coverage without stating they would get back to me.
Response from the owner: Thank Mr. Crenshaw.
Art Rose
Art Rose
I had to get my grandson insurance on his car. It was so easy
Response from the owner: Thanks Art. Thanks for the opportunity to help your grandson with his auto insurance.
Jackie Crenshaw
Jackie Crenshaw
After Damage from a windstorm last July, the adjuster was here and took care of everything. Everyone at the agency is very helpful and quick to take care of anything you need. We highly recommend Creswell Insurance Agency.
Response from the owner: Thank you so much for trusting Creswell Insurance Agency to handle your windstorm damage claim efficiently, Jackie! We're delighted to hear about your seamless experience with our team. Your recommendation means a lot to us! We're here for all your insurance needs.
Sandra Houston
Sandra Houston
Great Insurance Agency. Timely process claims. Very Informative and Knowledgeable. Handle their customers with great care.
Response from the owner: Sandra, thanks for the opportunity to provide insurance for your home and auto. We appreciate you.
Joe Scott
Joe Scott
We really appreciate the help on our last insurance claim.
Response from the owner: Joe, Thanks for the kind words.
Matthew Carrier
Matthew Carrier
The staff at Creswell Insurance Agency are friendly and down to earth. It’s easy to talk with them, as they all treat me as if I’m a family member or close friend. They’re knowledgeable and care about helping me get the best coverage for the best price.
Response from the owner: Thank you Matthew. We appreciate the opportunity to provide the protection for you and your family.
James james
James james
Always helpful
Response from the owner: Thanks James
Steven Long
Steven Long
Great service! Very knowledgeable!
Response from the owner: Thanks Steve! We appreciate the opportunity to provide your insurance needs.
Carrie FINCHER
Carrie FINCHER
Very helpful and polite!!! Great rates!
Response from the owner: Carrie we appreciate you. We know you have many options. Thanks for choosing Creswell Insurance
Michael Cowan
Michael Cowan
Friendly and helpful service. Takes time to get all the details on what you need. A blessing.
Response from the owner: Michael, thanks for allowing us to provide your home, auto, and umbrella insurance. We know you have many choices and appreciate you choosing Creswell Insusrance.
Bart Horton
Bart Horton
Terry Carroll and his team are the best in the business. Fair, honest and responsive to each and every request or concern.
Response from the owner: Thanks Bart! We appreciate your confidence in us to provide your commercial Insurance.
Jack Johnson
Jack Johnson
Terry Carroll saved me almost $100 month on my car insurance including a rental insurance policy. Awesome experience!
Response from the owner: Jack, it was good to reconnect and we appreciate your providing your insurance business.
Leonard Palmer
Leonard Palmer
Terry is excellent in what he does
Response from the owner: It's a pleasure to work with you on your home and auto insurance. We appreciate your business.
Curtis Summers
Curtis Summers
Terry is very professional and researches the best insurance plans for your needs.
Response from the owner: Curtis- Thank you, we appreciate the opportunity to provide your home and auto insurance.
Kim Smith
Kim Smith
I love having a hometown agent! Thank you, Terry and staff!
Response from the owner: Thank you Kim for your confidence.
Brad Davis
Brad Davis
Great company.
Response from the owner: Brad, appreciate the opportunity to provide your home, auto, and life insurance.
Denise Roberts
Denise Roberts
Friendly and helpful!
Response from the owner: Thanks Denise!
Eva Marie Mitchell
Eva Marie Mitchell
Terry provided me with information almost immediately. He comparison shopped my policies and I was happy with the results.
Response from the owner: Thanks Eva!
Mark Riddle
Mark Riddle
Terry and his team will take care of you like you're their only customer.
Response from the owner: Mark, thanks for the opportunity to provide your insurance.
JIM BEASLEY
JIM BEASLEY
always there for me
Response from the owner: Jim, it has been a pleasure to provide home, auto, and business insurance for you. You kept my vehicles going. Thanks!
Jules James
Jules James
They take the time with you to get best coverage at price you need. Haven't had to file a claim but expect if I have to it will go well.
Response from the owner: Appreciate it!
Tammy Owens
Tammy Owens
Creswell Agency has handled our personal and business insurance for many years. They are quick to handle any issues that come up and always get us the best rates possible.
Response from the owner: Tammy, We've had a long run. Thanks for your confidence in Creswell Insurance.
Dawn Woodruff
Dawn Woodruff
WOW! We actually found an insurance company that has our back! Terry reviewed our policy's from another company and found that we did not have the correct coverage for our needs. As a result, we moved ALL of our insurance to Creswell Insurance. Terry is very easy to work with and is always available to answer questions and provides excellent customer service. We now have insurance coverage that better fits our needs and at a reasonable price! Thank you Dave Ramsey for helping us find the Crewell Insurance Agency in Milan, TN!
Response from the owner: Thanks Dawn!
Dale Ables
Dale Ables
Great folks working at Creswell Insurane Agency. Terry has been super helpful and was always easy to get in contact with.
Response from the owner: Dale, Thanks for your continued business.
Matthew Anderson
Matthew Anderson
Mr. Terry Carrol was very professional and his follow ups where very pleasant not pushy at all it was refreshing. Would and have referred him to others
Response from the owner: Matthew, Thanks for allowing us to provide your auto insurance.
Ben Hearn
Ben Hearn
Friendly local people that will work with you to get you what you need.
Response from the owner: Thanks Ben!
Tracye Davis
Tracye Davis
Creswell Insurance Agency is thorough, informative, relatable, knowledgeable, professional, and prompt. I highly recommend Terry Creswell for any and all of your insurance needs!
Response from the owner: Tracye-glad that we could help you!
Vernita Mateen (Beautifully Informed)
Vernita Mateen (Beautifully Informed)
Terry is an awesome Agent very. Knowledgeable and fast!
Response from the owner: Thank for your input!
Deb Kaiser
Deb Kaiser
Enjoyed working with Terry for my insurance needs.
Response from the owner: Thanks Deb!
Joe Anthamatten
Joe Anthamatten
Very attentive to my needs. Quickly provided the information I needed to make a decision. When contacted, gets back to you immediately.
Response from the owner: Thank you
Nathan Nash
Nathan Nash
Great group. I had an insurance claim on damage at my office building in Milan, and Terry handled it and got it paid quickly! 5 ⭐️
Response from the owner: Thanks Nathan for your continued business.
Kimmie K.
Kimmie K.
Terry is always prompt in answering or returning calls, is very personable, and knows what he’s talking about. I felt very taken care of right from the start!
Response from the owner: Thank you it was a pleasure working with you.
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“How many people can say their insurance agent has called them after a hail storm went through, first to make sure you are ok, and second to make sure there was no damage? I can!”

- Mandy Latham Robertson

2038 W Van Hook St., Milan, TN 38358

GOT QUESTIONS? CONTACT US!

Your independent agents at Creswell are ready to find you the best coverage!

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