Workers Compensation Insurance

Workers’ compensation insurance to protect your company.

Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer, more productive workplace.

 

Coverage that safeguards your business.

Workers’ compensation insurance, or simply workers’ comp, is not just a legal requirement in some states. It’s an investment in the safety and security of your employees. And without it, your business could face expensive lawsuits. Fortunately, you can safeguard your business by providing workers’ comp insurance to your employees.

Required by most states.

The precise rules vary from state to state, but the general rule is that your business must take out workers’ compensation insurance for employees that pays out if they are injured at work. This ensures that should an employee be injured on the job, they will be covered. In addition, retaining skilled and experienced employees is important for any type of business, so having the proper coverage in place helps your business in the long-term.

What does workers’ compensation insurance cover?

As a business owner, knowing the risks of injury is one thing, but understanding what workers’ comp covers is equally important. In principle, the workers’ comp payouts will cover medical bills, care costs and a portion of any lost wages. Plus, in the worst-case scenario, workers’ compensation insurance will cover funeral costs and death benefits.

The risks you face without it.

There are often harsh legal penalties for businesses that don’t carry workers’ comp. But, aside from that, workers’ comp insurance benefits your business by making sure staff get adequate medical treatment that helps them return to work fit and healthy.

Coverage above the legal minimums.

Many workers’ compensation insurance policies go beyond the legal minimums and will also pay your legal costs if an employee sues over a workplace injury. This is an important safeguard to protect your business.

Combines with other policies.

While you can get standalone workers’ compensation policies, you can also often buy workers’ comp coverage as an add-on to other policies. These include business owners policy (BOP), commercial general liability insurance, or professional liability insurance.

Our insurance experts are ready to help you determine the best method for obtaining proper workers’ compensation insurance for your business. We understand the variety of risks involved across industries and can fine-tune your policy to fit your specific business. Contact us today to get started.

CUSTOMERS ARE SAYING...

Terry Carroll saved me almost $100 month on my car insurance including a rental insurance policy. Awesome experience!
Jack Johnson
Jack Johnson
Terry is excellent in what he does
Leonard Palmer
Leonard Palmer
Terry is very professional and researches the best insurance plans for your needs.
Curtis Summers
Curtis Summers
I love having a hometown agent! Thank you, Terry and staff!
Kim Smith
Kim Smith
Great company.
Brad Davis
Brad Davis
Friendly and helpful!
Denise Roberts
Denise Roberts
Terry provided me with information almost immediately. He comparison shopped my policies and I was happy with the results.
Eva Marie Mitchell
Eva Marie Mitchell
Terry and his team will take care of you like you're their only customer.
Mark Riddle
Mark Riddle
always there for me
JIM BEASLEY
JIM BEASLEY
They take the time with you to get best coverage at price you need. Haven't had to file a claim but expect if I have to it will go well.
Jules James
Jules James
Creswell Agency has handled our personal and business insurance for many years. They are quick to handle any issues that come up and always get us the best rates possible.
Tammy Owens
Tammy Owens
WOW! We actually found an insurance company that has our back! Terry reviewed our policy's from another company and found that we did not have the correct coverage for our needs. As a result, we moved ALL of our insurance to Creswell Insurance. Terry is very easy to work with and is always available to answer questions and provides excellent customer service. We now have insurance coverage that better fits our needs and at a reasonable price! Thank you Dave Ramsey for helping us find the Crewell Insurance Agency in Milan, TN!
Dawn Woodruff
Dawn Woodruff
Glad to speak with someone who could answer my questions about coverage without stating they would get back to me.
Buddy Crenshaw
Buddy Crenshaw
Great folks working at Creswell Insurane Agency. Terry has been super helpful and was always easy to get in contact with.
Dale Ables
Dale Ables
Mr. Terry Carrol was very professional and his follow ups where very pleasant not pushy at all it was refreshing. Would and have referred him to others
Matthew Anderson
Matthew Anderson
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“How many people can say their insurance agent has called them after a hail storm went through, first to make sure you are ok, and second to make sure there was no damage? I can!”

- Mandy Latham Robertson

2038 W Van Hook St., Milan, TN 38358

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Your independent agents at Creswell are ready to find you the best coverage!

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