Do I Need Life Insurance If I Already Have A Policy Through Work? (Milan, TN)

Do I need life insurance if I already have a policy through work?

Yes, it is still important to have life insurance coverage even if your employer provides a policy. While workplace life insurance can be a helpful benefit, it is ultimately controlled by your employer, not you.

When you have an individual life insurance policy, you are in control. You decide how much coverage you need, how long the policy lasts, and how it fits into your long-term financial goals. This level of control allows you to tailor your coverage to your personal and family needs, rather than relying on a one-size-fits-all employer benefit.

Another key consideration is portability. If you leave your job, change employers, or experience a career transition, your employer-provided life insurance may end. Having a personal life insurance policy in place ensures that your coverage continues uninterrupted, regardless of where you work.

By combining employer-provided coverage with an individual life insurance policy, you can create a more secure and reliable financial safety net that stays with you and protects your loved ones long term.

We’d be happy to review your insurance coverage options with you! Give us a call at (731) 686-8241 or visit https://creswellagency.com.

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CUSTOMERS ARE SAYING...

Excellent

5.0

Dede Ortiz

Terry and Andrea are amazing 👏

Response from the owner: Thank you so much for your kind words, Dede! We're thrilled to hear that Terry and Andrea provided you with top-notch service. We value your feedback and look forward to assisting you with all your insurance needs in the future.

Jeanine Johnson

Been great dealing wth creswell,highly recommend creswell for your insurance

Response from the owner: Thank you, Jeanine! We're thrilled to hear about your positive experience with Creswell Insurance. Our team is dedicated to providing top-notch service for all your insurance needs. We appreciate your recommendation and look forward to serving you in the future.

Ken Vaughn

AVAILABLE TO ANSWER QUESTIONS

Response from the owner: Thank you for your kind feedback, Ken! We're delighted to hear that you found our team responsive to your insurance inquiries. We take pride in ensuring our customers receive timely and informative assistance. Your 5-star rating is truly appreciated! If you have any more questions, feel free to reach out anytime.

David Howard

Helpful and professional. Highly Recommend.

Response from the owner: Thank you, David, for your kind words! We strive to provide top-notch service for all your insurance needs. It's great to hear that you found our team helpful and professional. We appreciate your recommendation and look forward to assisting you in the future.

Daniel Tricoche

Great service and attention to customers.

Response from the owner: Thank you for your kind words, Daniel! We strive to provide exceptional service and prioritize customer satisfaction. It's great to hear you had a positive experience with us. We appreciate your feedback and look forward to serving you again in the future.

R L

Awesome Agent and excellent staff . Thanks all .

Response from the owner: Thank you for your kind words! We appreciate your feedback and are thrilled to hear you had a positive experience with our team. We strive to provide top-notch service and look forward to assisting you with all your insurance needs in the future. Thank you for choosing us!

James R Rea

Very knowledgable agent. Good value.

Daniel Tricoche

Excellent service and quick response when incident occurred.

Response from the owner: Thank you for the opportunity to earn your home and auto Insurance business

Sandra Houston

Great Insurance Agency. Timely process claims. Very Informative and Knowledgeable. Handle their customers with great care.

Response from the owner: Sandra, thanks for the opportunity to provide insurance for your home and auto. We appreciate you.

James Hutchins

You simply cannot put a price on the person customer service this company offers. I promise you, if you give Creswell Ins a chance, you will never go back to corporate insurance again.

Response from the owner: Thank you for your kind words, James! We're thrilled to hear about your positive experience with our personalized customer service at Creswell Ins. We appreciate your feedback and look forward to continuing to provide you with top-notch insurance solutions.

Miguel Lesmes

Terry was extremely helpful. Such an easy process to go through. I now have better auto and home insurance for less than I was paying before. I highly recommend Creswell for your insurance needs.

Response from the owner: Thank you for your kind words, Miguel! We're thrilled to hear about your positive experience with getting your auto and home insurance through Creswell. We pride ourselves on providing great coverage at competitive rates. Don't hesitate to reach out for any future insurance needs!

Lester Ditto

Professional, honest, they do not try to oversell the customer.

Response from the owner: Thank you so much for your kind words, Lester! We strive to provide top-notch service tailored to your needs without any pushy sales tactics. Your satisfaction with our honest approach means the world to us. We are here whenever you need us.

Bill Steckelberg

What a great team and always ready to help with any questions or needs!

Response from the owner: Bill, Thanks for allowing us to provide your auto and home insurance.

Stanley Hanson

Great service

Response from the owner: Thank you for the kind words, Stanley! We're thrilled to hear that you had a great experience with our exceptional service. Your satisfaction is our top priority. We look forward to serving you again for all your insurance needs.

Debra K

Enjoyed working with Terry for my insurance needs.

Response from the owner: Thanks Deb!

Craig Taylor

Terry Carroll and his team have been taking care of my insurance needs for 20 years. They have always been there for us whenever we need them . They know their product, address any concerns in a timely manner. They are involved in their community and work hard to serve others.

Response from the owner: Thanks Craig

Jackie Crenshaw

After Damage from a windstorm last July, the adjuster was here and took care of everything. Everyone at the agency is very helpful and quick to take care of anything you need. We highly recommend Creswell Insurance Agency.

Response from the owner: Thank you so much for trusting Creswell Insurance Agency to handle your windstorm damage claim efficiently, Jackie! We're delighted to hear about your seamless experience with our team. Your recommendation means a lot to us! We're here for all your insurance needs.

Tina Benham

They are the very best and it shows. Always willing to go the extra mile.

Response from the owner: Thank you for your kind words, Tina! We truly appreciate your feedback and are thrilled to know that you are happy with our service. We are committed to providing top-notch insurance solutions and exceptional customer care. Your satisfaction is our priority. We look forward to serving you again!

jim turner

These people are great. They know about insurance. they get me good pricing. AND they do what they say they are going to do.

Response from the owner: Thank you, Jim, for your kind words! We are thrilled to hear that you recognize our expertise in insurance and commitment to delivering excellent service. Providing competitive pricing and fulfilling our promises are top priorities for us. We appreciate your feedback and for rating us FIVE stars!

Neka Horton

Terry and his team are always responsive to our needs and concerns. Checks in on us periodically to make sure all is well. Highly recommended their services.

Response from the owner: Thank you, Neka! We're thrilled to hear about your positive experience with our team's responsiveness and commitment to your insurance needs. Feedback like yours keeps us motivated to deliver top-notch services. We appreciate your recommendation!

Craig Walgren

It is very refreshing to work with a Christian business and business man in Terry Carol.

Response from the owner: Thanks for trusting us with your home and auto Insurance Craig. Even if you are a Nebraska fan!😂😂

Dawn Woodruff

WOW! We actually found an insurance company that has our back! Terry reviewed our policies from another company and found that we did not have the correct coverage for our needs. As a result, we moved ALL of our insurance to Creswell Insurance. Terry is very easy to work with and is always available to answer questions and provides excellent customer service. We now have insurance coverage that better fits our needs and at a reasonable price! Thank you Dave Ramsey for helping us find the Crewell Insurance Agency in Milan, TN!

Response from the owner: Thanks Dawn!

Christopher Neal

Mr. Terry is very professional and kind. He has helped me and taken care of me for a while and I highly recommend him! Creswell is an excellent agency to be a customer of.

Response from the owner: Thank you the opportunity to provide your home and auto insurance. We appreciate your confidence.

ann hays

Terry and Debbie Carroll are the best. I look for the best rates and we've never had trouble with claims.

Response from the owner: Thank you for your kind words, Ann! We're thrilled to hear that you've had a positive experience with Terry and Debbie Carroll. Providing the best rates, hassle-free claims, and excellent service is our top priority. We appreciate your feedback and look forward to serving you again.

Buddy Crenshaw

Glad to speak with someone who could answer my questions about coverage without stating they would get back to me.

Response from the owner: Thank Mr. Crenshaw.

Art Rose

I had to get my grandson insurance on his car. It was so easy

Response from the owner: Thanks Art. Thanks for the opportunity to help your grandson with his auto insurance.

Joe Scott

We really appreciate the help on our last insurance claim.

Response from the owner: Joe, Thanks for the kind words.

Matthew Carrier

The staff at Creswell Insurance Agency are friendly and down to earth. It’s easy to talk with them, as they all treat me as if I’m a family member or close friend. They’re knowledgeable and care about helping me get the best coverage for the best price.

Response from the owner: Thank you Matthew. We appreciate the opportunity to provide the protection for you and your family.

James james

Always helpful

Response from the owner: Thanks James

Steven Long

Great service! Very knowledgeable!

Response from the owner: Thanks Steve! We appreciate the opportunity to provide your insurance needs.

Carrie FINCHER

Very helpful and polite!!! Great rates!

Response from the owner: Carrie we appreciate you. We know you have many options. Thanks for choosing Creswell Insurance

Michael Cowan

Friendly and helpful service. Takes time to get all the details on what you need. A blessing.

Response from the owner: Michael, thanks for allowing us to provide your home, auto, and umbrella insurance. We know you have many choices and appreciate you choosing Creswell Insusrance.

Bart Horton

Terry Carroll and his team are the best in the business. Fair, honest and responsive to each and every request or concern.

Response from the owner: Thanks Bart! We appreciate your confidence in us to provide your commercial Insurance.

Jack Johnson

Terry Carroll saved me almost $100 month on my car insurance including a rental insurance policy. Awesome experience!

Response from the owner: Jack, it was good to reconnect and we appreciate your providing your insurance business.

Leonard Palmer

Terry is excellent in what he does

Response from the owner: It's a pleasure to work with you on your home and auto insurance. We appreciate your business.

Curtis Summers

Terry is very professional and researches the best insurance plans for your needs.

Response from the owner: Curtis- Thank you, we appreciate the opportunity to provide your home and auto insurance.

“How many people can say their insurance agent has called them after a hail storm went through, first to make sure you are ok, and second to make sure there was no damage? I can!”

- Mandy Latham Robertson

(731) 686-8241

2038 W Van Hook St., Milan, TN 38358

GOT QUESTIONS? CONTACT US!

Your independent agents at Creswell are ready to find you the best coverage!

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